Banking services provided by The Bancorp Bank, N.A. Member FDIC.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Lending
Cash Advantage Lending Benefits
A Securities-Backed Line of Credit (SBLOC) lets you tap the value of your investments while your portfolio and investment strategies remain intact.
You can use your SBLOC for a wide range of cash needs while your carefully constructed portfolio continues to grow.
An interest-only revolving credit line backed by non-qualified securities held in the investment accountAvailable to individuals, trusts and entitiesNo income verification for individuals, joint accounts or trustNo application fee,1 no annual or monthly feesNo charge for portion of the line not in useMay help avoid the potential tax consequences of liquidating assets2 Simple application and underwriting processEasy access to fundsFlexible payment options
Use your SBLOC in place of other lending options for financing needs such as :
Real estate investments or purchase
Luxury purchases
Home improvements
Insurance premiums
Business investment, expansion or working capital
Tax payments
Tuition
Debt consolidation
Unforeseen expenditures
Any expense that is NOT directly or indirectly used to purchase or carry margin stock or to repay indebtedness for such purpose.
Collateral Eligibility Guidelines
Advance Rates FAQs
For more information about the SBLOC, contact the Client Experience team. To determine if a Securities-Backed Line of Credit is appropriate for you, please contact your financial professional.
1 The Bancorp Bank, N.A. does not charge an application fee. State, local, and/or third-party fees may apply in some states.
2 Clients are advised to consult a financial/tax professional regarding potential tax implications involving their investment portfolio.